Overview
It’s not just fair. It’s the law.
The Affordable Care Act will reduce health care costs and make coverage more secure and reliable for all Americans. The new law increases competition, protects consumers, helps small businesses pay for employee coverage, and cuts down on waste, fraud, and abuse in Medicare.
Here are some of the major reforms that have already taken effect, or will take effect over the next several years:
- You can no longer be denied coverage because of a pre-existing condition.
- If you have coverage, you can no longer lose your insurance because you get sick.
- Members of Congress will be required to have the same health care coverage as millions of Americans.
- Small businesses now have access to the same low rates big buisnesses benefit from and will receive tax credits to provide coverage to workers.
- Waste, fraud, and abuse in Medicare will be cut, helping ensure that you aren’t paying more because others are gaming the system.
- Prescription drug costs will be lowered for millions of seniors, gradually eliminating the gap in Medicare prescription drug coverage.
For more information on these and other reforms, and to find out how the new law works for you and your family, visit our Resource Center.
"Under new plans, no child under age 19 will be denied coverage for a pre-existing conditions, period. Adults who have been without insurance for six months and who have been unable to obtain insurance because of a pre-existing condition, can apply for coverage under the Pre-Existing Condition Insurance Plan (PCIP)."
Insurers can no longer cut someone after the fact.
New screening procedures are now in place for health care providers to eliminate fraud and waste in the health care system.
Medicare Part D enrollees who hit the Medicare prescription drug benefit gap in 2010 will automatically receive a $250 rebate check.
Effective immediately, qualified small employers get tax credits of up to 35% of premiums for offering coverage.
Video
America's new health care law makes it easier for you to find the quality, affordable health care that you and your family need.
