Loralynn did everything right. She ate right, stayed active playing volleyball, didn't smoke or drink to excess. But in spite of these good health choices, her doctor diagnosed her with diabetes in 2005.
Ellena, a recent first-time mother, has spent her life struggling to overcome debilitating health problems -- and struggling to pay for coverage.
As a full-time MBA candidate on a student insurance plan, Eboni assumed that any unforeseen health costs would mostly be paid for.